Rates












Loans | Savings | Certificates

**Rates "As low As" Lowest possible APR* based on credit background for qualified borrowers with automatic payments.

 

Loans Rate APR* Term  

New Vehicle Advance: '2004 & Newer
     Example: $15,000 @ 5.20% for 63 months = $272.61

5.200 5.200 60 Calculator

**2004-07 New Vehicle Advance: 72 Months 
     Example: $17,000 @ 5.95% for 72 months = $281.40

5.950 5.950 72  Calculator

Used Vehicle Advance: '02 - '03 
     Example: $15,000 @ 5.55% for 63 months = $275.07

 5.550  5.550  60  Calculator

Used Vehicle Advance: '00 - '01 
     Example: $9,000 @ 5.55% for 48 months = $209.55

5.550 5.550

48

Calculator
Used Vehicle Advance: '00 - '01 
     Example:  $12,000 @ 5.55% for 63 months = $220.06
5.550 5.550 60 Calculator

Used Vehicle Advance: '97 - '99 
    
Example:  $9,000 @ 7.65% for 48 months = $218.29

7.650 7.650 48 Calculator

Used Vehicle Advance: '96 / Older
     Example:  $9,000 @ 8.30% for 48 months = $221.04

8.300 8.300 48 Calculator
           Calculator
Other Secured Advance
     Example:  $3,000 @ 8.90% for 36 months = $95.25
8.900 8.900 48 Calculator
Signature Advance
      Example:  $3,000 @ 9.55% for 36 months = $96.16
9.550 9.550 n/a Calculator

 

      Calculator

Home Equity Advance: 5 Years 
      Example:  $15,000 @ 6.25% for 60 months = $291.73

6.250 6.250 60  Calculator
        Calculator
Home Equity Advance: 7 Years
      Example:  $15,000 @ 6.75% for 84 months = $224.57
6.750 6.750 84 Calculator

 

      Calculator
Home Equity Advance: 10 Years
      Example:  $15,000 @ 7.45% for 120 months =  $177.68
7.450 7.450 120 Calculator
        Calculator
Home Equity Line - of - Credit Advance: Variable Rate 5 - 10 years   0.000 n/a Calculator

 

*APR=Annual Percentage Rate
**Lowest possible APR based on credit background for qualified borrowers with automatic payments.
Limited time offer,
rates subject to change without notice.  Rates effective 3-26-08

Go To Loan Application | Go To Calculators | Back to Top
 

 

 

Savings

Dividend Rate

APY* Term
Interest Checking -- $300 minimum opening balance; Minimum daily balance of $300.00; Dividends paid monthly; $4.00 service charge if balance falls below $300.00, which could reduce the earnings on the account. 1.00 1.01 n/a
Senior Checking - Silver Eagle -- Open to members 55 yrs or older; $1,000 minimum opening balance; Dividends paid monthly (Pd on balances $1,000 or more); No Fees; Free checks 1.00 1.01 n/a
Money Market Checking - Golden Eagle : $2,500 - $9,999 
$2,500 minimum opening balance; Dividends paid monthly; $5.00 service charge if balance falls below $2,500 which could reduce the earnings on the account; 6 free withdrawals/transfers (max of 3 checks per month)
1.44 1.45 n/a
Money Market Checking - Golden Eagle : $10,000 - $24,999
$2,500 minimum opening balance; Dividends paid monthly; $5.00 service charge if balance falls below $2,500 which could reduce the earning on the account; 6 free withdrawals/transfers (max of 3 checks per month)
1.80 1.90 n/a
Money Market Checking - Golden Eagle : $25,000 +
$2,500 minimum opening balance; Dividends paid monthly; $5.00 service charge if balance falls below $2,500 which could reduce the earning on the account; 6 free withdrawals/transfers (max of 3 checks per month)
1.98  2.00 n/a
Christmas Club Accounts -- Minimum $5.00 opening balance / $3,000 maximum deposit; Deposits from Nov. 1 - Oct. 31; No withdrawals prior to Oct. 31; Interest paid annually at time of distribution; Checks mailed to you Nov. 1 2.71 2.75 n/a
IRAs / Roth / Education IRAs -- $500 minimum opening balance;  IRA certificates terms 6 mos. to 5 years 2.86 2.90 n/a
Savings Accounts --Minimum $25.00 to purchase your share of the Credit Union; Interest earned on balances over $50.00; Dividends compounded daily, paid quarterly; $10.00 fee if account is closed within 6 months of opening  1.24 1.25 n/a

 

*APY=Annual Percentage Yield - Dividends are paid based on earnings and are subject to Board approval.  
Rates effective 10-8-08.  Penalties assessed for early withdrawals.

Back to Top

 
 

 

 

Certificates

Dividend Rate

APY* Term
Term Share Certificate Accounts : 6 Months 2.62 2.65 6
Term Share Certificate Accounts : 1 Year 2.82 2.85 12
Term Share Certificate Accounts : 2 Years 3.02 3.05 24
Term Share Certificate Accounts : 3 Years 3.46 3.51 36
Term Share Certificate Accounts : 4 Years 3.55 3.60 48
Term Share Certificate Accounts : 5 Years 3.94 4.00 60

 

*APY=Annual Percentage Yield - Rates subject to change without notice.  Rates effective 10-8-08
mum $500.00 opening balance.  Penalties assessed for early withdrawals.  
Insured to the maximum allowed by NCUA.
Back to Top
 

 

 

[ Home | Member Access | Bill Pay | What's New | Rates | Products | Services | Online Services | WECU Difference | About Us | Contact Us |  En español ]

Privacy Policy
 
Design & Hosting by Harland Financial Solutions, Inc.
Browser Requirements
Copyright © Harland Financial Solutions, Inc. All Rights Reserved.