Loans | Savings | Certificates **Rates "As low As" Lowest possible APR* based on credit background for qualified borrowers. Loans Rate APR* Term   New Vehicle - '2006 & Newer      Ex: $15,000 @ 4.50% for 63 months = $267.81 4.50 4.50 63 Calculator **2006 & Newer New Vehicle - 72 Months       Ex: $17,000 @ 5.25% for 72 months = $275.81 5.25 5.25 72  Calculator Used Vehicle - '02 - '05       Ex: $15,000 @ 4.85% for 63 months = $270.72  4.85 4.85  63  Calculator Used Vehicle - '02 - '05       Ex: $9,000 @ 4.85% for 48 months = $206.69 4.85 4.85 48 Calculator         Calculator Used Vehicle - '99 - '01         Ex:  $9,000 @ 6.95% for 48 months = $215.36 6.95 6.95 48 Calculator Used Vehicle - '98 / Older      Ex:  $9,000 @ 7.60% for 48 months = $218.08 7.60 7.60 48 Calculator              Other Secured Advance      Ex:  $3,000 @ 7.95% for 36 months = $93.96 7.95 7.95 48 Calculator Signature Advance       Ex:  $3,000 @ 8.60% for 36 months = $94.87 8.60 8.60 n/a Calculator           Home Equity Advance: 5 Years        Ex:  $15,000 @ 5.75% for 60 months = $288.21 5.75 5.75 60  Calculator           Home Equity Advance: 7 Years       Ex:  $15,000 @ 6.25% for 84 months = $220.90 6.25 6.25 84 Calculator           Home Equity Advance: 10 Years       Ex:  $15,000 @ 7.25% for 120 months =  $176.09 6.75 6.75 120 Calculator           Home Equity Line - of - Credit Advance: Variable Rate   0.000 n/a Calculator *APR=Annual Percentage Rate **Lowest possible APR based on credit background for qualified borrowers. Limited time offer, rates subject to change without notice.  Rates effective 2/26/10 Go To Loan Application | Go To Calculators | Back to top   Savings Dividend Rate APY* Term Interest Checking:  $300 minimum opening balance; Minimum daily balance of $300.00; Dividends paid monthly; $4.00 service charge if balance falls below $300.00, which could reduce the earnings on the account. 0.35 0.35 n/a Senior Checking - Silver Eagle:  Open to members 55 yrs or older; $1,000 minimum opening balance; Dividends paid monthly (Pd on balances $1,000 or more); No Fees; Free checks 0.35 0.35 n/a Money Market Checking - Golden Eagle:  $2,500 - $9,999.  $2,500 minimum opening balance; Dividends paid monthly; $5.00 service charge if balance falls below $2,500 which could reduce the earnings on the account; 6 free withdrawals/transfers (max of 3 checks per month) 0.75 0.75 n/a Money Market Checking - Golden Eagle:  $10,000 - $24,999. $2,500 minimum opening balance; Dividends paid monthly; $5.00 service charge if balance falls below $2,500 which could reduce the earning on the account; 6 free withdrawals/transfers (max of 3 checks per month) 0.85 0.85 n/a Money Market Checking - Golden Eagle:  $25,000 plus. $2,500 minimum opening balance; Dividends paid monthly; $5.00 service charge if balance falls below $2,500 which could reduce the earning on the account; 6 free withdrawals/transfers (max of 3 checks per month) 0.95 0.95 n/a Christmas Club Accounts:   Minimum $5.00 opening balance / $3,000 maximum deposit; Deposits from Nov. 1 - Oct. 31; No withdrawals prior to Oct. 31; Interest paid annually at time of distribution; no checks will be cut.  Amounts will be directly deposited into designated account on November 1  1.49 1.50 n/a IRAs / Roth / Education IRAs:   $500 minimum opening balance;  IRA certificates terms 6 mos. to 5 years 1.49 1.50 n/a Savings Accounts:   Minimum $25.00 to purchase your share of the Credit Union; Interest earned on balances over $50.00; Dividends compounded daily, paid quarterly; $10.00 fee if account is closed within 6 months of opening  .50 .50 n/a *APY=Annual Percentage Yield - Dividends are paid based on earnings and are subject to Board approval.   Rates effective 6/24/10.  Penalties assessed for early withdrawals. Back to top   Certificates Dividend Rate APY* Term Term Share Certificate Accounts : 6 Months 1.10 1.10 6 Term Share Certificate Accounts : 1 Year 1.29 1.30 12 Term Share Certificate Accounts : 2 Years 1.74 1.75 24 Term Share Certificate Accounts : 3 Years 2.33 2.35 36 Term Share Certificate Accounts : 4 Years 2.53 2.55 48 Term Share Certificate Accounts : 5 Years 2.87 2.90 60 *APY=Annual Percentage Yield - Rates subject to change without notice.  Rates effective 7/22/10 mum $500.00 opening balance.  Penalties assessed for early withdrawals.   Insured to the maximum allowed by NCUA. Back to top