Four Types of Checking Accounts are Available

Interest Checking

• $300.00 minimum to open account
• Minimum daily balance of $300.00
• Interest Paid - 1.01% APY*
  Rates effective 3/6/08 -- Interest rates are subject to change without notice.
• Dividends paid monthly
• Free VISA Debit Card available
• $4.00 service charge if balance falls below $300.00, which could reduce
  the earnings on the account
• Unlimited check writing
• Free Overdraft Protection

Senior Checking- Silver Eagle

• Open to Members 55 years or older

• $1,000.00 minimum to open account

• Dividends paid monthly, 1.01% APY*
  (Paid on balances of $1,000.00 or more)
  Rates effective 3/6/08 -- Interest rates are subject to change without notice.

• No Fees

• Free Checks

• Free Cashier Checks and Travelers Checks 
  (excluding Checks for 2)

• Free VISA Debit Card available

• Unlimited check writing

Money Market Checking - Golden Eagle

• $2,500.00 minimum to open account

• Dividends paid monthly, Interest is tiered
• $5.00 service charge if balance falls below $2,500.00, which could reduce
  the earnings on the account
• 6 free withdrawals/transfers (maximum of 3 checks per month)

Monthly statements do not include cancelled checks or copies of checks.

*APY - Annual Percentage Yield

If you are traveling out of your home area, you may call our card
provider  to let them know the dates of travel, which will allow your
VISA Debit/Credit/ATM card to process without interruptions. 
This is an enhance security feature to protect your account against possible
fraud that is automatically in place.  By calling this number it allows your card
to be used outside your home area without disabling the card.
Call 1-800-889-5280, option 1

To Report a Lost or Stolen ATM or VISA Debit card after business hours:

Call 1-620-694-6767